Advisory Disclosures
ARIA's posture, limitations, and what our outputs are and are not.
v0.1-dummy·PrivacyTermsCookiesDisclosures
ARIA provides software-driven real-estate intelligence. Depending on your tenant's SAMA/CMA posture, ARIA operates in either an informational or advisory capacity. This disclosure explains what that means in practice.
1. Posture
- Informational (default, pre-SAMA opinion) — ARIA surfaces data, scores, and rationale. You make every decision. No recommendations carry the weight of regulated advice.
- Advisory (post-SAMA opinion, tenant-opted) — ARIA provides tailored recommendations under the regulator's terms. Available to institutional tenants only after a signed addendum.
The posture is configurable per tenant in Admin → Business Config and surfaces in the footer of every authenticated page as a mode chip.
2. ARIA is not
- A brokerage — we don't list, market, or sell property on your behalf
- A bank or payments institution — we don't hold client funds
- A source of regulated investment advice (unless the Advisory posture is active)
- A substitute for your DPO, counsel, tax advisor, or structural engineer
3. Data caveats
- Transaction data quality varies by district. We show freshness chips on every price / yield estimate and degrade gracefully to delayed or unavailable rather than silently default
- Monte Carlo scenarios reflect the inputs and assumptions you supply. Change any input and re-run — old outputs carry their snapshot stamp for reproducibility
- Claude-authored rationale is cached by prompt hash (ADR 0006). You can request human review of any generation
4. Your decisions
You — the user, or your investment committee — are always the decision-maker. ARIA provides structure, data, and reasoning; it does not commit capital, sign documents, or bind you to transactions.
5. Conflicts of interest
ARIA does not receive referral fees from brokers, lenders, or developers. Sub-processor payments are disclosed in our sub-processor list. If that changes, we will update this disclosure and bump the version.
6. Related
- Privacy Policy — how data is handled
- Terms of Service — the contractual framework
- Security overview — PDPL, encryption, audit chain, Progressive Go-Live