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Advisory Disclosures

ARIA's posture, limitations, and what our outputs are and are not.

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ARIA provides software-driven real-estate intelligence. Depending on your tenant's SAMA/CMA posture, ARIA operates in either an informational or advisory capacity. This disclosure explains what that means in practice.

1. Posture

  • Informational (default, pre-SAMA opinion) — ARIA surfaces data, scores, and rationale. You make every decision. No recommendations carry the weight of regulated advice.
  • Advisory (post-SAMA opinion, tenant-opted) — ARIA provides tailored recommendations under the regulator's terms. Available to institutional tenants only after a signed addendum.

The posture is configurable per tenant in Admin → Business Config and surfaces in the footer of every authenticated page as a mode chip.

2. ARIA is not

  • A brokerage — we don't list, market, or sell property on your behalf
  • A bank or payments institution — we don't hold client funds
  • A source of regulated investment advice (unless the Advisory posture is active)
  • A substitute for your DPO, counsel, tax advisor, or structural engineer

3. Data caveats

  • Transaction data quality varies by district. We show freshness chips on every price / yield estimate and degrade gracefully to delayed or unavailable rather than silently default
  • Monte Carlo scenarios reflect the inputs and assumptions you supply. Change any input and re-run — old outputs carry their snapshot stamp for reproducibility
  • Claude-authored rationale is cached by prompt hash (ADR 0006). You can request human review of any generation

4. Your decisions

You — the user, or your investment committee — are always the decision-maker. ARIA provides structure, data, and reasoning; it does not commit capital, sign documents, or bind you to transactions.

5. Conflicts of interest

ARIA does not receive referral fees from brokers, lenders, or developers. Sub-processor payments are disclosed in our sub-processor list. If that changes, we will update this disclosure and bump the version.

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