The IC terminal for
KSA real estate.
From parcel intake to signed committee memo, on one screen. The math is reproducible. The audit trail is tamper-evident. Built for Saudi regulation — Wafi, SAMA, ZATCA — from day one.
INTAKE → COMMITTEE → MEMO
The project pipeline.
Six stages, one continuous audit trail. Scroll through to see how a parcel becomes a signed memo.
Project intake
Parcel, zoning, and market data on one screen. Each data chip shows its source and the time it was last refreshed.
HBU comparator
Compare up to four development mixes side-by-side. GFA, capex, absorption, IRR, MOIC, and liquidity in a single view.
Scenarios
Base, downside, and upside cases plus a Monte Carlo fan chart in SAR. Every IRR distribution shows P5 through P95.
Risk library
Construction, market, regulatory, liquidity. Each risk has a likelihood × impact score, a named owner, and a review cadence. Wafi-escrow exposure is called out explicitly.
Memo composer
A single-column writing surface. Versions diff side-by-side. Export to signed PDF in English or Arabic. Every save is logged.
Approvals
Kanban board with the full decision history. Approve, decline, or conditional — each vote logged with a written reason.
Why Committees Trust It
Reproducible math.
Tamper-evident trail.
PDPL-ready.
Every calculation stores its inputs, model posture, and analyst notes with the governance trail. An investor can verify how a memo was produced, not just trust that it was.
- #01 · 0x29
Tamper-evident audit trail across every promotion window.
- #02 · 0x52
Multi-tenant by default. Row-level security keeps every committee separate.
- #03 · 0x7b
Native Arabic and RTL parity. Reviewed by native speakers before Pilot.
- #04 · 0xa4
SAMA-ready posture toggle. ZATCA-compliant invoice footprint for Production.
Three Segments, One Engine
Tuned to how each committee actually works.
Three intake flows. Three scoring rubrics. The platform shifts to match the committee in front of it.
Developers / Contractors / JV Partners
Org type, project stage (Landbank → Stabilised), GDV bracket, capital structure, target IRR, exit horizon, pre-sales, sponsor track record, ESG and Shariah, JV openness.
Output: A 6-dimension scorecard: Investment Attractiveness, Market Fit, Regulatory Readiness, Capital Efficiency, Investor Match Quality, IC-readiness.
Investment Houses / REITs / Family Offices
Fund type, AUM, deployment horizon, risk appetite (Core through Opportunistic), preferred structures (Direct, JV, Club, REIT, Debt), and CMA / Shariah / ESG compliance.
Output: DCF, comparables, and a KPI summary. IRR Base / Down / Up. Risk-adjusted return scoring.
Corporate Housing Buyers
Housing headcount, annual budget, own-vs-lease, locations, unit types, decision timeline, credit covenants, ESG, target occupancy cost as a % of payroll.
Output: Cost-per-employee benchmarking. Build-to-lease cluster recommendations. Lease-term modeling.
Marketplace
Corporate, Developer, Investor — matched on the same engine.
All three segments share one intake spine. When their profiles line up, ARIA flags the match. Cross-linking is a query, not a workflow.
By the Numbers
0+
Monte CarloScenarios per project (P5–P95)
Up to 0
HBU options side-by-side
0 × 0
Risk taxonomy matrix (Likelihood × Severity)
EN / AR
· ZATCAMemo export · Signed PDF
Bring a Parcel
Bring a parcel.
We'll build the memo.
Our team runs a live underwriting session on your asset. You walk out with a signed committee memo and a sandbox tenant. No procurement decision until you've seen what the terminal does with your own data.