Three tiers. One honest conversation.
Retail is free through Preview and Beta. Institutional pricing is seat-based with volume discounts. No per-transaction fees, no surprise usage charges — just a predictable line item per tenant.
Individuals · households
Retail
Through Preview + Beta
Create a free account- Wealth Companion dashboard
- Full Recommendations engine
- Safety Score with sub-factor bars
- Market Explorer (KSA)
- Arabic + English full parity
- PDPL-grade consent & DSAR
Preview: seeded data only. Beta: real listings + Safety Scores for your profile.
Invite-only · institutional
Beta cohort
Founding partners, waived fees
Request an invite- Everything in Retail
- Full IC terminal (6 stages)
- Monte Carlo + HBU comparator
- Committee memo composer
- Hash-chained audit trail
- Real KYC / SMS / payment sandboxes
- Direct Slack channel with the team
Cohort size: 25 institutions · 250 retail. Invite codes allocated via waitlist.
Live · institutional
Enterprise
Seat-based · volume discounts
Talk to sales- Everything in Beta
- Production providers (Nafath live, Tap live, Resend live)
- Custom SAMA/CMA posture configuration
- Dedicated tenant + SSO (SAML / OIDC)
- Quarterly security review with DPO
- 24/7 on-call via PagerDuty (Live phase)
- Signed DPA + custom sub-processor addenda
- Custom BRP tranche delivery
Minimum seats: 5. Onboarding includes a live underwriting session on your parcel.
Side-by-side
What's in each tier.
| Feature | Retail | Beta cohort | Enterprise |
|---|---|---|---|
| Users | 1 | Up to 25 per tenant | Unlimited per tenant |
| Properties / projects | Unlimited (read) | Unlimited | Unlimited |
| API access | — | Read-only | Read + write |
| Audit retention | 30 days | 1 year | 7 years (ZATCA-compatible) |
| Provider mode | Stub / sandbox | Sandbox + selected live | Live across all providers |
| SLA | Best-effort | 95% · 24h response | 99.9% · 1h SEV-1 response |
| Onboarding | Self-serve | White-glove demo session | Live underwriting workshop + DPA workshop |
Prices in SAR. VAT billed separately at statutory rate per ZATCA e-invoicing rules from Live onwards. Quotes honored for 60 days.
Good to know
Frequently asked.
Is retail really free forever?
Free through Preview + Beta. At Live we will announce retail pricing with at least 90 days notice. Expect a generous free tier to continue.
What about per-transaction fees?
None from ARIA. Third-party provider pass-through (e.g. Tap card-processing fees) is disclosed line-item in your enterprise invoice.
Can we self-host?
Not at Beta. We evaluate KSA-based self-host for enterprise customers with specific SDAIA registration needs post-Live — contact us.
Do you support Nafath live KYC?
Yes from Beta. Sandbox first, production credentials once Track B (see /security) completes. Live is included in Enterprise.